Whether you are looking to purchase or refinance your home, we have a low-rate loan for you. We offer fixed, adjustable, conforming, conforming plus and jumbo loans. We also provide flexible terms, no point loans and no pre-payment options. Our low rates and simple approval process make financing easy and hassle free. We also finance second home and investment properties. Be sure to use the tools on this site to learn about our products, calculate a loan payment, research our FAQs and even apply for a first mortgage loan. We look forward to serving you. For more information, call a real estate representative at 888.858.6878. We will be happy to answer your questions and help you through the process.
 
Conforming Fixed Rate 30 Year Mortgage
Conforming Fixed Rate 20 Year Mortgage
Conforming Fixed Rate 15 Year Mortgage
5/1 Conforming Adjustable Rate Mortgage
7/1 Conforming Adjustable Rate Mortgage
30 Year Conforming Plus Fixed Rate Mortgage
15 Year Conforming Plus Fixed Rate Mortgage
Jumbo Fixed Rate 30 year Mortgage
Jumbo 5/1 Adjustable Rate Mortgage
5/5 Conforming Adjustable Rate Mortgage
VA Conforming Fixed Rate 30 Year Mortgage
VA Conforming Fixed Rate 15 Year Mortgage
VA 30 Year Conforming Plus Fixed Rate Mortgage
VA 15 Year Conforming Plus Fixed Rate Mortgage

Conforming Fixed Rate 30 Year Mortgage
This product is for loans up to $484,350 for 30 year term

Term: 30 years   Maximum Amount: $484,350

Conforming Fixed Rate 20 Year Mortgage
Fixed rate loan up to $484,350 for a 20 year term

Term: 20 years   Maximum Amount: $484,350

Conforming Fixed Rate 15 Year Mortgage
Loan amount up to $484,350 for 15 year term

Term: 15 years   Maximum Amount: $484,350

5/1 Conforming Adjustable Rate Mortgage
Loan amount up to $484,350. 30 year mortgage Fixed for the first 5 years then annual adjustable for the remaining term.

Term: 30 years   Maximum Amount: $484,350
 
First adjustment maximum change 2% from start rate Maximum adjustment after first rate change is 2% up or down Life cap is 5% from start rate

7/1 Conforming Adjustable Rate Mortgage
Loan amount up to $484,350. 30 year mortgage Fixed for the first 7 years then annual adjustable for the remaining term.
Maximum Amount: $484,350
 
Loan is fixed for first 7 years then annually adjustable for the remaining term. First Rate Change up to 5% of start rate then maximum 2% up or down after.

30 Year Conforming Plus Fixed Rate Mortgage
This a 30 year product for loans over $484351 up to $726,525. County location will determine the maximum amount available up to $679,650.

Term: 30 years   Maximum Amount: $726,525

15 Year Conforming Plus Fixed Rate Mortgage
This is a 15 year term for loans over $484,351 up to $726,525. County location will determine the maximum available for that county up to $679,650

Term: 15 years   Maximum Amount: $726,525

Jumbo Fixed Rate 30 year Mortgage
Loan amount from $484,351 up to $2,000,000

Term: 30 years   Maximum Amount: $2,000,000

Jumbo 5/1 Adjustable Rate Mortgage
Loan amount from $484,351 to $2,000,000

Term: 30 years   Maximum Amount: $2,000,000
 
Initial Rate Adjustment up to 5% from Start Rate After initial Rate Adjustment maximum change is 2% up or down

5/5 Conforming Adjustable Rate Mortgage

 

Loan amount up to $484,350. 30 year mortgage Fixed for the first 5 years then rate adjusts  every 5 years for the remaining term. First rate change up to 5% of the start rate then maximum 2% up or down after.

Maximum Amount: $484,350

VA Conforming Fixed Rate 30 Year Mortgage
This product is for loans up to $484,350 for 30 year term

Term: 30 years   Maximum Amount: $484,350

VA Conforming Fixed Rate 15 Year Mortgage
Loan amount up to $484,350 for 15 year term

Term: 15 years   Maximum Amount: $484,350

VA 30 Year Conforming Plus Fixed Rate Mortgage
This a 30 year product for loans over $484351 up to $726,525. County location will determine the maximum amount available up to $679,650.

Term: 30 years   Maximum Amount: $679,650

VA 15 Year Conforming Plus Fixed Rate Mortgage
This is a 15 year term for loans over $484,351 up to $726,525. County location will determine the maximum available for that county up to $679,650

Term: 15 years   Maximum Amount: $679,650


Rates, points and programs cannot be guaranteed and are subject to change without notice. Quoted rates are based on a loan amount of $250,000, rate and term only. Rate adjustments may apply for cash out, loans under $250,000, rental/vacation/second home properties or LTV over 75% of appraised value. Actual rate will be determined after receipt of application and prior to execution of final loan documents. There are no pre-payment penalties on these quotes. Contact the real estate department for quotes at (888) 858-6878.